Our Team
Mortgage Broker and Commercial Finance Specialist providing personalised home, investment, business and SMSF lending solutions tailored to meet the unique needs of his clients.
Paul is committed to supporting your financial goals through inception to realisation and beyond. From purchasing your dream home, refinance an existing mortgage, investing, or expanding business operations, Paul leverages his connections, experience, and industry knowledge to provide expert guidance every step of the way. He understands that each financial journey is unique and takes a personalised approach to every client's situation.
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18 years of proven expertise in home and commercial lending
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Comprehensive knowledge of mortgage and commercial financing products
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Expert in crafting tailored financing solutions
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A trusted advisor, advocate, and partner for his clients
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Strong financial acumen and analytical skills
What Paul Offers
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Home loans
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Mortgage refinancing solutions
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Investment property loans
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Commercial property loans
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Business finance solutions
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Customised solutions for home and business needs
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SMSF lending
His mission is to simplify the borrowing journey for you, ensuring that you make informed decisions that align with your unique goals. Paul works with your team of specialists (accountants, investments advisors, solicitors, etc) to ensure the best structures are used to meet your tax and investment plans. Whether you're a first home buyer, a property investor, a business owner, or in need of commercial property financing, he is here to support you from start to finish.
Reach out anytime for a friendly conversation, expert advice, or to explore how he can assist you in realising your financial goals.
Paul Howell
0411 689 044
paul@equityonefinance.com.au
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Ray has over three decades of experience as a mortgage broker and has settled more than a billion dollars in loans.
He has worked across all areas of lending and specialises in:
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Commercial lending: Warehouse and factory purchases, rural and farmland acquisitions, retail and office buildings, medical and childcare centres, business cashflow funding, and commercial building refinancing.
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Construction lending: Mid-rise and high-rise apartment developments, land subdivisions, custom homes, knockdown-rebuilds.
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Complex lending: Equipment and asset finance, NDIS lending, SMSF finance, trust and company structures, and private or non-bank lending solutions.
Ray is known for his ability to get the tough deals done. His deep industry knowledge, expansive lender network, and practical, problem-solving mindset mean he often finds solutions where others can’t.
Whether you're a business owner, property developer, or investor with complex borrowing needs, Ray brings experience, tenacity, and a clear focus on achieving your goals.
Raymond Bennie
0412 322 336
ray@equityonefinance.com.au
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Mitch helps everyday Australians buy property, build wealth, and make smarter financial decisions.
He takes the time to understand your unique situation and delivers the mortgage solution best suited to your long-term needs and goals.
Whether you're buying your first home, refinancing for a better deal, or exploring property investment strategies, Mitch ensures you feel informed, confident, and supported at every stage.
Before transitioning into mortgage broking, Mitch built a career in online education, where he most recently co-directed a debt recycling course with a financial advisor. This background gives him a strong foundation in financial literacy and a knack for simplifying complex topics into practical advice.
He holds a Bachelor of Commerce from Macquarie University and a Bachelor of Liberal Arts and Science from the University of Sydney.
Mitch Flitcroft
0413 833 908
mitchell@equityonefinance.com.au